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Valentine’s Day is a time to celebrate romance and love with dark chocolate and red wine (my choices and heart healthy).  Give yourself the gifts you cannot get on Amazon.

Before we focus on what you can do for yourself on this Valentine’s day let me give you the three NO’S that you just don’t want to do.

  1. Valentines Dinner at a restaurant– This is like going to the grocery store at 2:00 PM on Wednesday before Thanksgiving. Yes, you can get fed, but romantic? Not a chance. It makes dining on the Titanic have a better ending.
  2. Roses– NO, especially stopping at the Kroger on the way home and buying from the tent in the parking lot. This says, oh I realized I should do this, but I made it look like I was stopping to fill up with gas and picked up roses. Go buy an Orchid. They last longer, and it says you have some sense about you.
  3. Victoria’s Secret– At one point in time this store was unique and different. Now is it mass produced and while she will smile and giggle, what she is thinking is “how lame”. Don’t do it!

Five Valentines Day Gifts for You

None of these gifts are sexy or erotic.  They are gifts to yourself and your loved ones telling them you care about your health.

Dermatologist – We live in a world that gives you fake bake instant tans.   First, it was baby oil and then came tanning salons.  Neither of these is good for you.  The damage can take years to manifest itself into skin cancer.  Go to the dermatologist and get a full body mole map.  Set the baseline and then schedule an annual visit.

Dentist – Going to the dentist for some is like a medieval form of torture.  Not going is almost as potentially painful to your financial health.  A regular six-month standard tooth cleaning by a dental hygienist can cost $75-$200, depending on the dentist’s office and local rates.  A mouth full of implants is $50,000.

Blood Work –  Annual blood testing is the most important step adults can take to prevent life-threatening disease. With blood test results in hand, you can catch critical changes in your body before they manifest as heart disease, cancer, diabetes, or worse.

Kick the Can – As a child, kick the can was a fun game.  Today kicking the can is the difference between living healthy and having potential life changing illnesses.  Soft drinks are the beverage of choice for millions of Americans, but sugary drinks increase the risk of type 2 diabetes, heart disease, obesity and other chronic conditions.  Kick the can and drink water.

10,000 Steps a Day – Video Games. Computers, Smartphones, Tablets, 70-inch TV’s streaming everything and anything 24/7/365.  Americans have become sedentary and obese.  33.7% of all adults in Texas are obese.  Get a pedometer and focus on getting your 10,000 steps in each day.  Completing 10,000 steps each day typically burns about 2000 to 3500 extra calories each week. One pound of body fat equals 3500 calories, so depending on your weight and workout intensity, you could lose about one pound per week simply by completing 10,000 steps each day.

Celebrate yourself and give yourself the gift of health.  Not only will you gain physical health and fitness, your mental and emotional health will improve as well.

Being healthy is financially wise.

I will be enjoying my dark chocolate and red wine at home watching the Olympics.

Michael Tannery CPA, CDFA® AIF®

Registered Principal

Tannery & Company

Tax – Accounting – Wealth Management

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