Six Questions about Social Security

Six Questions about Social Security

Social Security benefits should be one part of a broader retirement plan. As such, you will want to consider how these benefits supplement other sources of retirement income that you may receive from 401 K’s, individual retirement accounts or other retirement saving plans. Getting a complete Financial picture can help you determine when it’s appropriate and or necessary for you to start to claim your Social Security benefits.

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Can this Continue?

Can this Continue?

Thank you to everyone who joined us for a fun evening at Halftime 2017.  Special thanks to Dean Silverman with Blackrock for his presentation.

A fun side note about Dean.  He was the captain of the swim team at Goucher college and set a collegiate record in 2014 winning the men’s 200-meter freestyle.   He is quite the competitor.

Scattered thoughts from Halftime 2017 on Wednesday, July 27

CAN THIS CONTINUE – this was the most asked question in both the presentation and in conversations heard over the evening.   The subject – Real estate and housing prices.

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Show me the money!

Show me the money!

If you’ve ever thought the pieces of your life puzzle don’t seem to fit properly, perhaps you’re missing a piece. Financial planning is the one piece people often overlook or avoid because it seems so “complex”. Without this missing piece, it is difficult, if not impossible, to fulfill your goals and ambitions as you move from one stage to another in your life.

First, financial planning is more than a one-shot effort. That is why I prefer to call it Financial Life Planning.

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The DOL Fiduciary Rule and You

The DOL Fiduciary Rule and You

You may soon hear or have heard about a new DOL’s fiduciary rule and wonder what it means for your IRAs and 401(k) accounts.  It’s in the news today with A Wall Street Journal report published overnight says that President Donald Trump will to sign a memorandum to repeal the fiduciary rule.   Last Summer, John Oliver, an English comedian, writer, producer, political commentator, actor, media critic, and television host hosted a segment on the fiduciary rule.  Where he got a lot of it right and a major part wrong according to Forbes Magazine.

How does this impact you and what do you need to do: nothing.

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2017 It’s Not a Priority

2017 It’s Not a Priority

Welcome to 2017 and say goodbye to 2016.

What was your 2016 like?  Did you accomplish those resolutions and goals you had set for yourself 12 months ago?

Did you just not have enough time?

Are you using the “magical phrase I don’t have time” that gives you permission to be a helpless victim to the all-powerful time that is passing you by?

I have heard that excuse daily in this data-driven 24/7/365 world.  We use this excuse to procrastinate and avoid getting things done.

It is a lie that we tell ourselves and others.

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