It’s the most wonderful time of the year – Back to School. Whether you loved having your children home for the summer or whether you think the most beautiful sight in the world is that big yellow bus, kids are headed back to school.
Are you ready to spend $500 to $1,000? That is what the average family spends in the first 30 days of back to school shopping according to Peter Dunn, 60 Days to Change: A Daily How-To Guide With Actionable Tips for Improving Your Financial Life.
Five Ways to Use Technology to Save on Back to School Shopping
The clock ticked louder as July became August and you make the final preparations to take your child to college. Those conversations that started almost eighteen years ago about saving for college for your child are about to become real.
In addition to getting a degree and launching their career in give or take four years, college is an important time to begin mastering money.
Credit Score 101 is the class that should be required and mastered by parents and college students. Right behind your social security number, your credit score is the most important number you need to know.
Even with the last week of 100+ temperatures, you can feel the change of the season. No, it is not college football season, yet. We still have thirty days until Duquesne and UMass kick off the 2018 college football season at 4:30 PM.
“Back to School” is in the air and mind of parents everywhere and over the next three weeks we are going to discuss “Back to School”. The first part of our back to school series is college Freshman. Many of you are down to a few final weeks before making the trip to college town USA for your first experience of dropping your son or daughter off at school.
As a College parent, you need to take five minutes to read this blog. This may be the most important action you take about sending your child to college or a gap-year and I doubt it is on your list.
You’re probably busy with last-minute shopping, packing and worrying about roommates. Here’s one more thing you should do as you prepare for the big separation:
Ask your son or daughter to sign a durable power of attorney and a health care proxy.
We are in the middle of a Texas heat wave and it is just unbearable.
For those of you that have migrated to Texas in the last five years, I say welcome to Texas heat. We have had “mild” summers over last five summers and just so you know and understand, we have not gotten to the hot part. That comes in August.
I was scrolling through my Facebook feed yesterday and I saw that Chris Gescheidle had several posts where he was selling bicycle gear and helmets. Chris is a great cyclist and triathlon coach. I called him to make sure that he was not giving up cycling. I still believe that there is a day in my future where I will be the windshield and he will be the bug on one of our rides. (Take a moment and ponder that)
Chris assured me that he was not giving up cycling but that he and Dana, his better half were focused on decluttering their lives. I totally understand how he feels and I have experienced the freeing feeling of making life simple. With the idea from Chris and Dana, I give you my Top Five Ways to Beat the Heat Financial Olympian™ Style and make life simpler.
Worse than New Year Resolutions or being over served NYE is the Christmas spending hangover.
When it comes to holiday shopping, the good news is 65% of Americans set a holiday budget, according to Coinstar’s 2017 Holiday Survey. On the negative side, 77% of the 2,000 people surveyed expect to exceed their budget and only 37% will put a post-holiday budget plan in place to recover.
Of the 77% of those surveyed who expect to go over budget, most only expect to do so by modest amounts. In fact, combining those who expect to go over by no more than $50 (31%) and those who plan on being $51-$100 over (21%) accounts for more than half of consumers. Another 15% plan to be $101-$250 over their budget while 10% will spend more than $250 more than they planned.
It may be 20 weeks until Black Friday, however, today is the day to take the steps necessary to eliminate the January 2019 blown budget and have another overspending hangover.
Here are five money tips from the Financial Olympian™ for Christmas, Hanukkah, or whatever the holiday is that you and your family celebrate.
It’s a hang on kinda ride, whispin’ in through space and time,
Rockin’ this big old rock just tryn’a have fun
So let’s drink another beer, here’s to another year,
Let’s take another crazy trip around the sun – Kenny Chesney Trip Around the Sun
Today marks the end of one year and the beginning of another for me. Days like today make you take note of what has gone on for the last year and what may be coming in the year ahead.
I have thought often about the current narratives that are going on in society. I sense a change that has occurred through the lens of social media that is confusing many today.