Got a BIG Game Plan?

Got a BIG Game Plan?The BIG GAME is really every day, not just the first Sunday in February. Yes, on Sunday most of the world that has access to a TV, will be watching the young upstarts Carolina Panthers take on Peyton Manning and the Denver Broncos.

So Michael, what is “THE BIG GAME”?

It happens every day of your life and depending on your game plan can either look as smooth and productive as the 1995 World Champion Dallas Cowboys or as dysfunctional as the 2015 Dallas Cowboys 4-12 season, which was the worst since 1989.

Are you a Financial Zombie?

Are you a Financial Zombie?Let me share an initial meeting I had this week with a late 30’s married couple, that came from a client referral. The meeting plan was to discuss their investments, 401(k) and retirement.

Maybe they look like you, or your children or friends or this looks like where you are headed.

They are college educated, both working, and making nearly $200,000 together with have two children ages 6 and 8. In the next few years they will both turn the corner and move into their 40’s. They live in a new house in an outer suburb, both drive cars less than three years old, and they take several vacations each year.

Are You OK?

“Everyone has a plan until they get punched in the face – Mike Tyson”


How do you like 2016 so far?

I am not one for riding roller coasters and this year has already had so many ups and downs in last three weeks, that I am concerned that someone may earn the call sign of Two Bananas. The only food that tastes the same going down as it does coming back up.

It’s quiz time and I probably already know the score for 80% of you – F

Did you plan for this volatility?

Do you even know how to handle the risk that might be in your investments, IRA or 401(k)?

Have you even looked to see what the year to date change is in your account value?

Do you have a plan and know how much risk and return you need to get the results that make your plan work?


Is this going to be another 2008?

Many of our client and professional advocates have asked us in response to the market volatility of the first two weeks –

“Is this going to be another 2008”?

Since 2015 was the first time in 7 years that the “stock market” was down and 2016 has started much the same way it leads to the question of “what’s going on?”.

With market volatility as the new normal for investors today, there is one strategy we would like to highlight for investors who are ready to stay the course.

But before we discuss the strategy, let’s talk about… (more…)

Why is “The Bachelor” such a popular TV Show?

TheBachelor_S3_Logo_500x281_v2Is it the ability to live in a fantasy world versus the reality that shows a record amount of unmarried adults today in their 20’s and early 30’s ?

Today’s young men and women are independent, college educated, and unmarried versus earlier generations of American men and women in their age group. If the trends continue in the current direction according to a recent Pew Research report, one in four will never ever get married. The biggest reason given by this age group for not getting married was not being financially ready.

Women were especially concerned about tying the knot because of financial concerns. As salaries and wages continue to rise for young women, why is it that their financial footing may not be in such great shape?